Lake Region Bank
New London, MN — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | Lake Region Bank | All Insured Commercial Banks in Minnesota |
| Interest and Fees on Loans | 3,086 | 4,864 |
| Income from Lease Financing Receivables | — | 12 |
| 59 | 40 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | 30 | 20 |
| Income on Loans and Leases (TE) | 3,116 | 4,921 |
| Investment Interest Income (TE) | 750 | 592 |
| Total Interest Income (TE) | 4,044 | 5,709 |
| Total Interest Expense | 388 | 508 |
| Net Interest Income (TE) | 3,656 | 5,181 |
| Non-Interest Income | 1,757 | 905 |
| Adjusted Operating Income (TE) | 5,413 | 6,155 |
| Non-interest Expense | 4,629 | 4,018 |
| Provision for Loan & Lease Losses | 38 | 126 |
| Pretax Operating Income (TE) | 746 | 1,907 |
| Pretax Net Operating Income (TE) | 831 | 1,940 |
| Applicable Income Taxes | 2 | 97 |
| Net Operating Income | 645 | 1,682 |
| Net Income | 645 | 1,683 |
| Cash Dividends Declared | 176 | 1,029 |
| Retained Earnings | 469 | 636 |