Vitals
  • Total Assets
    74.5M -13.1 %
  • Total Deposits
    56.5M -21.8 %
  • Total Net Loans
    38.1M -28.9 %
  • Net Income
    38000.0000 -94.5 %
  • Book Value
    12.5M 44.6 %
  • Book Value x2
    25.0M 44.6 %
  • Book Value x3
    37.5M 44.6 %
ROAA

.168

ROAE

1.384

Efficiency Ratio

80.685

Net Interest Margin

3.756

Balance Sheet Highlights
Financial Highlights Lake Country State Bank All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 74,501 103,806
Total Net Loans 38,081 74,105
Total Deposits 56,530 86,203
Total Equity 12,485 10,595
Profitability
Net Income 38 3,422
Return on Average Assets .168 1.248
Return on Average Equity 1.384 12.058
Net Interest Margin 3.756 4.256
Efficiency Ratio 80.685 67.104
Noninterest Income/Revenue 6.817 8.54
Balance Sheet Ratios
Loan-to-Deposit 67.364 83.079
Securities/Assets .319 .24
Total Equity/Total Assets .168 .102
Tangible Equity/Tangible Assets .089 .036
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 6,329 10,016
Tier 2 Capital 555 872
Total Capital 6,884 10,906
Total Risk Weighted Assets 45,778 81,307
Leverage Ratio 9.11 10.111
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 13.83 13.36
Total Capital Ratio 15.04 14.445

Timeline for Lake Country State Bank

Minnesota National Bank

Lake Country State Bank was acquired by Minnesota National Bank 16 years

View Profile Mar 22 2008

Sauk Centre Financial Services, Inc.

Sauk Centre Financial Services, Inc. became a new parent organization for Lake Country State Bank.

View Profile Sep 19 2007

Citizens State Bank Of Eagle Bend

Acquisition: Lake Country State Bank acquired a new subsidiary, Citizens State Bank Of Eagle Bend, 36 years

View Profile Apr 09 1988

Tysan Corporation, The

Tysan Corporation, The became a new parent organization for Lake Country State Bank.

View Profile Aug 06 1986

American Financial Services, Inc.

American Financial Services, Inc. became a new parent organization for Lake Country State Bank.

View Profile Dec 31 1970

Want to see more?

Complete timeline for Lake Country State Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Minnesota National Bank Buyer 198,195 Pooling of Interests Discontinued 3/22/2008
Citizens State Bank Of Eagle Bend Seller 10,011 Failure 4/9/1988
Relationships Role Relationship Start Relationship End
Sauk Centre Financial Services, Inc. Parent 9/19/2007 3/21/2008
Tysan Corporation, The Parent 2/28/2006 9/18/2007
Tysan Corporation, The Parent 6/1/1998 2/27/2006
Tysan Corporation, The Parent 5/11/1995 5/31/1998
Tysan Corporation, The Parent 12/31/1988 5/10/1995
Tysan Corporation, The Parent 8/6/1986 12/30/1988
American Financial Services, Inc. Parent 12/31/1984 8/5/1986
American Financial Services, Inc. Parent 12/31/1983 12/30/1984
American Financial Services, Inc. Parent 12/31/1981 12/30/1983
American Financial Services, Inc. Parent 12/31/1978 12/30/1981
American Financial Services, Inc. Parent 12/31/1977 12/30/1978
American Financial Services, Inc. Parent 12/31/1976 12/30/1977
American Financial Services, Inc. Parent 12/31/1970 12/30/1976
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