Net Income Analysis ( % relative to Total Revenue )
Income Statement Lafayette Savings Bank, Fsb All Insured Savings Banks in Indiana
Interest and Fees on Loans 8,685 4,938
Income from Lease Financing Receivables — 4
— 16
Estimated Tax Benefit from Tax-Exempt Loan Income — 8
Income on Loans and Leases (TE) 8,685 4,960
Investment Interest Income (TE) 761 1,093
Total Interest Income (TE) 9,577 6,156
Total Interest Expense 1,431 823
Net Interest Income (TE) 8,146 5,295
Non-Interest Income 2,609 1,527
Adjusted Operating Income (TE) 10,755 6,907
Non-interest Expense 8,102 5,151
Provision for Loan & Lease Losses 100 140
Pretax Operating Income (TE) 2,553 1,662
Pretax Net Operating Income (TE) 2,553 1,721
Applicable Income Taxes 975 440
Net Operating Income 1,578 1,130
Net Income 1,578 1,130
Cash Dividends Declared 1,142 692
Retained Earnings 436 361