Klein Bank
Spring, TX — Domestic Branch of a Domestic Bank
Acquired Oct 2004
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Klein Bank | All Insured Commercial Banks in Texas |
Interest and Fees on Loans | 8,592 | 3,448 |
Income from Lease Financing Receivables | — | 565 |
149 | 88 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 78 | 45 |
Income on Loans and Leases (TE) | 8,670 | 3,475 |
Investment Interest Income (TE) | 14,260 | 1,160 |
Total Interest Income (TE) | 23,024 | 4,673 |
Total Interest Expense | 2,266 | 985 |
Net Interest Income (TE) | 20,758 | 3,673 |
Non-Interest Income | 8,072 | 1,043 |
Adjusted Operating Income (TE) | 28,830 | 4,755 |
Non-interest Expense | 17,476 | 3,060 |
Provision for Loan & Lease Losses | 150 | 420 |
Pretax Operating Income (TE) | 11,204 | 3,277 |
Pretax Net Operating Income (TE) | 13,601 | 3,336 |
Applicable Income Taxes | 4,627 | 1,343 |
Net Operating Income | 8,890 | 2,411 |
Net Income | 8,890 | 2,408 |
Cash Dividends Declared | — | 1,755 |
Retained Earnings | 8,890 | 1,507 |