Efficiency Ratio Over Time
Efficiency Ratio Klein Bank All Insured Commercial Banks in Texas
09-30-2004 60.617 68.305
06-30-2004 59.229 68.807
03-31-2004 58.703 69.055
12-31-2003 64.257 69.41
09-30-2003 67.153 68.526
06-30-2003 66.548 68.452
03-31-2003 66.662 68.632
12-31-2002 61.129 67.534