Net Income Analysis ( % relative to Total Revenue )
Income Statement Kislak National Bank All Insured Commercial Banks in Florida
Interest and Fees on Loans 28,529 8,831
Income from Lease Financing Receivables 5,906 1,531
2,861 173
Estimated Tax Benefit from Tax-Exempt Loan Income 1,541 96
Income on Loans and Leases (TE) 35,976 8,873
Investment Interest Income (TE) 13,340 1,780
Total Interest Income (TE) 50,003 10,244
Total Interest Expense 18,669 2,568
Net Interest Income (TE) 31,334 7,688
Non-Interest Income 3,026 1,608
Adjusted Operating Income (TE) 34,360 9,384
Non-interest Expense 21,704 6,022
Provision for Loan & Lease Losses 50 618
Pretax Operating Income (TE) 12,606 6,618
Pretax Net Operating Income (TE) 13,941 6,595
Applicable Income Taxes — 2,646
Net Operating Income 11,374 4,482
Net Income 11,374 4,479
Cash Dividends Declared 8,120 3,721
Retained Earnings 3,254 3,014