Net Income Analysis ( % relative to Total Revenue )
Income Statement Kirkpatrick Bank All Insured Commercial Banks in Oklahoma
Interest and Fees on Loans 23,520 7,418
Income from Lease Financing Receivables 83 18
83 37
Estimated Tax Benefit from Tax-Exempt Loan Income 43 19
Income on Loans and Leases (TE) 23,646 7,480
Investment Interest Income (TE) 2,419 972
Total Interest Income (TE) 26,512 8,661
Total Interest Expense 2,406 749
Net Interest Income (TE) 24,106 7,866
Non-Interest Income 1,780 1,736
Adjusted Operating Income (TE) 25,886 9,962
Non-interest Expense 16,353 6,544
Provision for Loan & Lease Losses 3,193 343
Pretax Operating Income (TE) 6,340 2,979
Pretax Net Operating Income (TE) 7,913 3,057
Applicable Income Taxes — 104
Net Operating Income 7,470 2,672
Net Income 7,470 2,672
Cash Dividends Declared 4,749 1,602
Retained Earnings 2,721 1,026