Kfs Bank, F.S.B.
Kankakee, IL — Domestic Branch of a Domestic Bank
Acquired Nov 2006
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Kfs Bank, F.S.B. | All Insured Savings Banks in Illinois |
Interest and Fees on Loans | 21,853 | 4,561 |
Income from Lease Financing Receivables | 10 | 7 |
242 | 17 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 106 | 9 |
Income on Loans and Leases (TE) | 21,969 | 4,563 |
Investment Interest Income (TE) | 3,869 | 1,032 |
Total Interest Income (TE) | 25,998 | 6,012 |
Total Interest Expense | 11,243 | 2,867 |
Net Interest Income (TE) | 14,755 | 3,100 |
Non-Interest Income | 6,250 | 463 |
Adjusted Operating Income (TE) | 21,005 | 3,584 |
Non-interest Expense | 14,327 | 2,753 |
Provision for Loan & Lease Losses | 225 | 102 |
Pretax Operating Income (TE) | 6,453 | 1,141 |
Pretax Net Operating Income (TE) | 6,457 | 1,129 |
Applicable Income Taxes | 1,965 | 392 |
Net Operating Income | 4,157 | 749 |
Net Income | 4,157 | 749 |
Cash Dividends Declared | 2,112 | 367 |
Retained Earnings | 2,045 | 678 |