Efficiency Ratio Over Time
Efficiency Ratio Kfs Bank, F.S.B. All Insured Savings Banks in Illinois
09-30-2006 68.208 84.847
06-30-2006 70.313 84.79
03-31-2006 72.459 86.256
12-31-2005 67.167 78.367
09-30-2005 67.159 79.735
06-30-2005 66.149 76.649
03-31-2005 63.262 81.526
12-31-2004 61.826 78.999
09-30-2004 63.713 79.237
06-30-2004 64.597 79.885
03-31-2004 68.339 79.111
12-31-2003 66.226 74.919
09-30-2003 73.374
06-30-2003 71.984
03-31-2003 72.34
12-31-2002 70.757