Net Income Analysis ( % relative to Total Revenue )
Income Statement Keyworth Bank All Insured Commercial Banks in Georgia
Interest and Fees on Loans 3,478 2,004
Income from Lease Financing Receivables — 0
— 6
Estimated Tax Benefit from Tax-Exempt Loan Income — 3
Income on Loans and Leases (TE) 3,478 2,007
Investment Interest Income (TE) 506 257
Total Interest Income (TE) 4,021 2,359
Total Interest Expense 533 235
Net Interest Income (TE) 3,488 2,123
Non-Interest Income 475 553
Adjusted Operating Income (TE) 3,963 2,774
Non-interest Expense 9,071 1,911
Provision for Loan & Lease Losses 50 55
Pretax Operating Income (TE) -5,158 831
Pretax Net Operating Income (TE) -5,458 855
Applicable Income Taxes -2,055 180
Net Operating Income -3,403 648
Net Income -3,403 648
Cash Dividends Declared 219 178
Retained Earnings -3,622 395