Keystone State Savings Bank
Sharpsburg, PA — Domestic Branch of a Domestic Bank
Acquired Oct 2009
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Keystone State Savings Bank | All Insured Savings Banks in Pennsylvania |
Interest and Fees on Loans | 161 | 13,268 |
Income from Lease Financing Receivables | — | 5,920 |
— | 285 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 98 |
Income on Loans and Leases (TE) | 161 | 13,417 |
Investment Interest Income (TE) | 405 | 10,923 |
Total Interest Income (TE) | 625 | 18,452 |
Total Interest Expense | 343 | 8,229 |
Net Interest Income (TE) | 282 | 10,223 |
Non-Interest Income | 18 | 2,371 |
Adjusted Operating Income (TE) | 300 | 11,682 |
Non-interest Expense | 836 | 8,178 |
Provision for Loan & Lease Losses | — | 8,576 |
Pretax Operating Income (TE) | — | 4,044 |
Pretax Net Operating Income (TE) | — | 3,822 |
Applicable Income Taxes | 70 | 831 |
Net Operating Income | — | 2,614 |
Net Income | — | 2,609 |
Cash Dividends Declared | — | 5,161 |
Retained Earnings | — | 2,052 |