Keystone Nazareth Bank & Trust Company
Bethlehem, PA — State Savings Bank
Acquired Feb 2008
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Keystone Nazareth Bank & Trust Company | All Insured Savings Banks in Pennsylvania |
Interest and Fees on Loans | 113,416 | 19,423 |
Income from Lease Financing Receivables | — | 11,454 |
481 | 1,701 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 141 | 896 |
Income on Loans and Leases (TE) | 113,557 | 19,697 |
Investment Interest Income (TE) | 35,069 | 17,798 |
Total Interest Income (TE) | 151,196 | 27,728 |
Total Interest Expense | 80,672 | 15,034 |
Net Interest Income (TE) | 70,524 | 12,694 |
Non-Interest Income | 36,784 | 12,192 |
Adjusted Operating Income (TE) | 107,308 | 15,547 |
Non-interest Expense | 74,293 | 10,940 |
Provision for Loan & Lease Losses | 2,678 | 3,610 |
Pretax Operating Income (TE) | 30,337 | 17,328 |
Pretax Net Operating Income (TE) | 28,715 | 17,220 |
Applicable Income Taxes | 8,687 | 5,386 |
Net Operating Income | 19,887 | 11,645 |
Net Income | 19,887 | 11,647 |
Cash Dividends Declared | 67,000 | 53,517 |
Retained Earnings | — | 2,543 |