Efficiency Ratio Over Time
Efficiency Ratio Keystone Nazareth Bank & Trust Company All Insured Savings Banks in Pennsylvania
12-31-2007 69.233 75.526
09-30-2007 67.917 75.238
06-30-2007 67.247 74.961
03-31-2007 65.871 74.418
12-31-2006 63.731 72.802
09-30-2006 64.779 72.436
06-30-2006 64.132 72.315
03-31-2006 63.794 72.328
12-31-2005 62.325 69.064
09-30-2005 61.983 68.285
06-30-2005 62.599 67.614
03-31-2005 61.582 66.946
12-31-2004 62.823 67.647
09-30-2004 63.389 67.272
06-30-2004 62.897 67.796
03-31-2004 62.381 67.57
12-31-2003 79.684 66.794
09-30-2003 64.172 66.671
06-30-2003 60.626 64.92
03-31-2003 59.822 65.415
12-31-2002 56.953 64.259