Net Income Analysis ( % relative to Total Revenue )
Income Statement Kasson State Bank All Insured Commercial Banks in Minnesota
Interest and Fees on Loans 761 2,224
Income from Lease Financing Receivables — 5
— 18
Estimated Tax Benefit from Tax-Exempt Loan Income — 9
Income on Loans and Leases (TE) 761 2,250
Investment Interest Income (TE) 153 299
Total Interest Income (TE) 920 2,633
Total Interest Expense 64 237
Net Interest Income (TE) 856 2,386
Non-Interest Income 144 398
Adjusted Operating Income (TE) 1,000 2,812
Non-interest Expense 928 1,847
Provision for Loan & Lease Losses — 52
Pretax Operating Income (TE) 72 894
Pretax Net Operating Income (TE) 87 908
Applicable Income Taxes — 47
Net Operating Income 87 783
Net Income 87 785
Cash Dividends Declared — 471
Retained Earnings 87 249