Net Income Analysis ( % relative to Total Revenue )
Income Statement Johnson County Bank All Insured Commercial Banks in Tennessee
Interest and Fees on Loans 3,702 12,197
Income from Lease Financing Receivables — 0
— 25
Estimated Tax Benefit from Tax-Exempt Loan Income — 12
Income on Loans and Leases (TE) 3,702 12,231
Investment Interest Income (TE) 925 1,544
Total Interest Income (TE) 4,805 14,034
Total Interest Expense 588 1,553
Net Interest Income (TE) 4,217 12,478
Non-Interest Income 496 2,901
Adjusted Operating Income (TE) 4,713 15,672
Non-interest Expense 3,650 10,334
Provision for Loan & Lease Losses -102 317
Pretax Operating Income (TE) 1,165 4,962
Pretax Net Operating Income (TE) 1,165 5,007
Applicable Income Taxes 80 1,069
Net Operating Income 908 3,589
Net Income 908 3,593
Cash Dividends Declared 280 1,505
Retained Earnings 628 1,960