Vitals
  • Total Assets
    71.1M -0.9 %
  • Total Deposits
    58.9M -2.6 %
  • Total Net Loans
    47.3M 10.4 %
  • Net Income
    1.1M 7.9 %
  • Book Value
    8.8M 3.5 %
  • Book Value x2
    17.6M 3.5 %
  • Book Value x3
    26.4M 3.5 %
ROAA

1.514

ROAE

12.761

Efficiency Ratio

52.93

Net Interest Margin

3.338

Balance Sheet Highlights
Financial Highlights Janesville State Bank All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 71,066 147,703
Total Net Loans 47,315 97,223
Total Deposits 58,875 126,600
Total Equity 8,813 15,565
Profitability
Net Income 1,079 1,683
Return on Average Assets 1.514 1.08
Return on Average Equity 12.761 9.905
Net Interest Margin 3.338 3.845
Efficiency Ratio 52.93 68.21
Noninterest Income/Revenue 8.744 13.68
Balance Sheet Ratios
Loan-to-Deposit 80.365 75.205
Securities/Assets .144 .174
Total Equity/Total Assets .124 .105
Tangible Equity/Tangible Assets .124 .103
Capital Adequacy
Tier 1 Common Capital 8,901 15,225
Tier 1 Capital 8,901 15,232
Tier 2 Capital 591 1,135
Total Capital 9,492 16,386
Total Risk Weighted Assets 50,087 105,251
Leverage Ratio 12.34 10.475
Common Equity Tier 1 Capital Ratio 17.77 15.3
Tier 1 Capital Ratio 17.77 15.308
Total Capital Ratio 18.95 16.398

Timeline for Janesville State Bank

Janesville Holding Company

Janesville Holding Company became a new parent organization for Janesville State Bank.

View Profile Dec 12 1977

Janesville State Bank

Janesville State Bank was established 126 years ago and is currently headquartered in Janesville, MN.

Jan 01 1898
Relationships Role Relationship Start Relationship End
Janesville Holding Company Parent 12/31/1996
Janesville Holding Company Parent 5/20/1988 12/30/1996
Janesville Holding Company Parent 12/12/1977 5/19/1988
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