Isn Bank
Cherry Hill, NJ — Non-member Bank
Acquired Sep 2010
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Isn Bank | All Insured Commercial Banks in New Jersey |
Interest and Fees on Loans | 1,584 | 8,595 |
Income from Lease Financing Receivables | 7 | 11 |
— | 7 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 2 |
Income on Loans and Leases (TE) | 1,591 | 8,616 |
Investment Interest Income (TE) | 171 | 1,467 |
Total Interest Income (TE) | 1,772 | 10,245 |
Total Interest Expense | 1,023 | 2,679 |
Net Interest Income (TE) | 749 | 7,473 |
Non-Interest Income | 18 | 1,713 |
Adjusted Operating Income (TE) | 767 | 9,953 |
Non-interest Expense | 1,931 | 7,322 |
Provision for Loan & Lease Losses | 243 | 1,284 |
Pretax Operating Income (TE) | -1,407 | 1,055 |
Pretax Net Operating Income (TE) | -1,406 | 1,127 |
Applicable Income Taxes | — | 291 |
Net Operating Income | -1,406 | 790 |
Net Income | -1,406 | 788 |
Cash Dividends Declared | — | 473 |
Retained Earnings | -1,406 | 185 |