Vitals
  • Total Assets
    210.8M 29.4 %
  • Total Deposits
    134.3M 4.4 %
  • Total Net Loans
    108.9M 8.0 %
  • Net Income
    4.6M 141.2 %
  • Book Value
    29.2M 52.3 %
  • Book Value x2
    58.4M 52.3 %
  • Book Value x3
    87.6M 52.3 %
ROAA

2.545

ROAE

21.363

Efficiency Ratio

55.869

Net Interest Margin

4.359

Balance Sheet Highlights
Financial Highlights International City Bank, National Association All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 210,797 1,346,313
Total Net Loans 108,888 907,793
Total Deposits 134,253 1,084,972
Total Equity 29,211 169,778
Profitability
Net Income 4,576 12,577
Return on Average Assets 2.545 .955
Return on Average Equity 21.363 8.072
Net Interest Margin 4.359 3.784
Efficiency Ratio 55.869 64.937
Noninterest Income/Revenue 44.643 13.682
Balance Sheet Ratios
Loan-to-Deposit 81.107 83.983
Securities/Assets .327 .141
Total Equity/Total Assets .139 .126
Tangible Equity/Tangible Assets .139 .113
Capital Adequacy
Tier 1 Common Capital 22,953 147,337
Tier 1 Capital 22,953 147,552
Tier 2 Capital 1,456 11,893
Total Capital 24,409 160,236
Total Risk Weighted Assets 125,339 1,009,488
Leverage Ratio 11.62 11.256
Common Equity Tier 1 Capital Ratio 18.31 14.697
Tier 1 Capital Ratio 18.31 14.792
Total Capital Ratio 19.47 16.005

Timeline for International City Bank, National Association

Flagship Bank Fsb

Acquisition: International City Bank, National Association acquired a new subsidiary, Flagship Bank Fsb, 26 years

View Profile Dec 31 1997

Pedcor Bancorp

Pedcor Bancorp became a new parent organization for International City Bank, National Association.

View Profile Dec 31 1997

Pedcor Housing Corporation

Pedcor Housing Corporation became a new subsidiary organization for International City Bank, National Association.

View Profile Dec 31 1997

Pedcor Homes Corporation

Pedcor Homes Corporation became a new subsidiary organization for International City Bank, National Association.

View Profile Dec 31 1997

Pedcor Community Development Corporation

Pedcor Community Development Corporation became a new subsidiary organization for International City Bank, National Association.

View Profile Dec 31 1997

Want to see more?

Complete timeline for International City Bank, National Association is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Flagship Bank Fsb Seller 57,479 Acquisition Discontinued 12/31/1997
Relationships Role Relationship Start Relationship End
Pedcor Bancorp Parent 2/28/2000
Pedcor Bancorp Parent 6/30/1999 2/27/2000
Pedcor Bancorp Parent 12/31/1997 6/29/1999
Pedcor Housing Corporation Subsidary 6/30/2007
Pedcor Homes Corporation Subsidary 6/30/2007
Pedcor Community Development Corporation Subsidary 6/30/2007
Pedcor Capital Corporation Subsidary 6/30/2007
Pedcor Housing Corporation Subsidary 12/31/1997 6/29/2007
Pedcor Homes Corporation Subsidary 12/31/1997 6/29/2007
Pedcor Community Development Corporation Subsidary 12/31/1997 6/29/2007
Pedcor Capital Corporation Subsidary 12/31/1997 6/29/2007
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