Net Income Analysis ( % relative to Total Revenue )
Income Statement International Bank All Insured Commercial Banks in Colorado
Interest and Fees on Loans 1,255 3,007
Income from Lease Financing Receivables 3 39
— 49
Estimated Tax Benefit from Tax-Exempt Loan Income — 19
Income on Loans and Leases (TE) 1,258 3,019
Investment Interest Income (TE) 82 1,267
Total Interest Income (TE) 1,340 3,764
Total Interest Expense 309 1,105
Net Interest Income (TE) 1,031 2,525
Non-Interest Income 180 774
Adjusted Operating Income (TE) 1,211 3,185
Non-interest Expense 650 2,071
Provision for Loan & Lease Losses 30 2,066
Pretax Operating Income (TE) 531 1,332
Pretax Net Operating Income (TE) 531 1,320
Applicable Income Taxes 187 473
Net Operating Income 344 924
Net Income 344 925
Cash Dividends Declared — 869
Retained Earnings 344 572