Intercontinental National Bank
San Antonio, TX — Domestic Branch of a Domestic Bank
Acquired Sep 2007
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Intercontinental National Bank | All Insured Commercial Banks in Texas |
Interest and Fees on Loans | 2,208 | 3,770 |
Income from Lease Financing Receivables | — | 1,266 |
— | 112 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 54 |
Income on Loans and Leases (TE) | 2,208 | 3,799 |
Investment Interest Income (TE) | 683 | 1,483 |
Total Interest Income (TE) | 3,342 | 4,969 |
Total Interest Expense | 1,505 | 1,976 |
Net Interest Income (TE) | 1,837 | 3,055 |
Non-Interest Income | 223 | 968 |
Adjusted Operating Income (TE) | 2,060 | 3,832 |
Non-interest Expense | 1,628 | 2,451 |
Provision for Loan & Lease Losses | — | 322 |
Pretax Operating Income (TE) | 432 | 3,148 |
Pretax Net Operating Income (TE) | 438 | 3,116 |
Applicable Income Taxes | 135 | 1,401 |
Net Operating Income | 303 | 2,289 |
Net Income | 303 | 2,289 |
Cash Dividends Declared | 142 | 1,628 |
Retained Earnings | 161 | 1,493 |