Efficiency Ratio Over Time
Efficiency Ratio Intercontinental National Bank All Insured Commercial Banks in Texas
06-30-2007 79.029 66.933
03-31-2007 78.295 66.629
12-31-2006 78.478 66.288
09-30-2006 76.945 64.993
06-30-2006 74.753 65.249
03-31-2006 77.33 65.978
12-31-2005 75.59 67.153
09-30-2005 75.673 66.756
06-30-2005 75.501 67.031
03-31-2005 78.311 67.486
12-31-2004 86.55 69.184
09-30-2004 91.789 68.305
06-30-2004 90.665 68.807
03-31-2004 90.597 69.055
12-31-2003 85.636 69.41
09-30-2003 86.761 68.526
06-30-2003 84.509 68.452
03-31-2003 84.607 68.632
12-31-2002 80.956 67.534