Net Income Analysis ( % relative to Total Revenue )
Income Statement Intercontinental Bank All Insured Commercial Banks in Florida
Interest and Fees on Loans 2,617 17,732
Income from Lease Financing Receivables — 0
— 43
Estimated Tax Benefit from Tax-Exempt Loan Income — 22
Income on Loans and Leases (TE) 2,617 17,770
Investment Interest Income (TE) 1,010 2,218
Total Interest Income (TE) 3,741 20,559
Total Interest Expense 654 2,162
Net Interest Income (TE) 3,087 18,272
Non-Interest Income 1,044 3,794
Adjusted Operating Income (TE) 4,131 22,711
Non-interest Expense 3,136 16,000
Provision for Loan & Lease Losses — 402
Pretax Operating Income (TE) 995 6,153
Pretax Net Operating Income (TE) 1,048 6,294
Applicable Income Taxes 391 1,702
Net Operating Income 657 4,381
Net Income 657 4,381
Cash Dividends Declared — 1,082
Retained Earnings 657 2,782