Vitals
  • Total Assets
    176.6M 13.3 %
  • Total Deposits
    162.2M 16.4 %
  • Total Net Loans
    114.4M 6.3 %
  • Net Income
    1.8M -57.2 %
  • Book Value
    14.0M 7.7 %
  • Book Value x2
    28.0M 7.7 %
  • Book Value x3
    42.0M 7.7 %
ROAA

1.051

ROAE

12.912

Efficiency Ratio

74.209

Net Interest Margin

4.263

Balance Sheet Highlights
Financial Highlights Integrity Bank & Trust All Insured Commercial Banks in Colorado
Balance Sheet $(000)
Total Assets 176,604 406,389
Total Net Loans 114,425 257,573
Total Deposits 162,162 344,879
Total Equity 13,987 40,990
Profitability
Net Income 1,763 4,034
Return on Average Assets 1.051 1.068
Return on Average Equity 12.912 9.983
Net Interest Margin 4.263 3.933
Efficiency Ratio 74.209 70.399
Noninterest Income/Revenue 6.677 23.071
Balance Sheet Ratios
Loan-to-Deposit 70.562 73.804
Securities/Assets .105 .203
Total Equity/Total Assets .079 .101
Tangible Equity/Tangible Assets .079 .096
Capital Adequacy
Tier 1 Common Capital 14,310 39,094
Tier 1 Capital 14,310 39,135
Tier 2 Capital 1,288 3,076
Total Capital 15,598 42,210
Total Risk Weighted Assets 127,897 288,026
Leverage Ratio 8.33 10.22
Common Equity Tier 1 Capital Ratio 11.19 15.667
Tier 1 Capital Ratio 11.19 15.699
Total Capital Ratio 12.2 16.831

Timeline for Integrity Bank & Trust

Integrity Bank & Trust

Integrity Bank & Trust was established 20 years ago and is currently headquartered in Monument, CO.

Aug 11 2003

Gemini Bancshares, Inc.

Gemini Bancshares, Inc. became a new parent organization for Integrity Bank & Trust.

View Profile Aug 11 2003
Relationships Role Relationship Start Relationship End
Gemini Bancshares, Inc. Parent 8/11/2003
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