Integrity Bank, Ssb
Houston, TX — State Savings Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | Integrity Bank, Ssb | All Insured Savings Banks in Texas |
Interest and Fees on Loans | 29,546 | 25,416 |
Income from Lease Financing Receivables | 69 | 37 |
— | 19 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 10 |
Income on Loans and Leases (TE) | 29,615 | 25,508 |
Investment Interest Income (TE) | 624 | 1,744 |
Total Interest Income (TE) | 30,598 | 27,653 |
Total Interest Expense | 3,986 | 2,983 |
Net Interest Income (TE) | 26,612 | 24,676 |
Non-Interest Income | 3,419 | 8,040 |
Adjusted Operating Income (TE) | 30,031 | 32,713 |
Non-interest Expense | 15,774 | 20,373 |
Provision for Loan & Lease Losses | 3,015 | 900 |
Pretax Operating Income (TE) | 11,242 | 11,517 |
Pretax Net Operating Income (TE) | 11,319 | 11,901 |
Applicable Income Taxes | 3,951 | 1,411 |
Net Operating Income | 7,368 | 10,708 |
Net Income | 7,368 | 10,708 |
Cash Dividends Declared | — | 4,954 |
Retained Earnings | 7,368 | 5,973 |