Net Income Analysis ( % relative to Total Revenue )
Income Statement Inland Community Bank, National Association All Insured Commercial Banks in California
Interest and Fees on Loans 6,439 17,652
Income from Lease Financing Receivables — 11
— 12
Estimated Tax Benefit from Tax-Exempt Loan Income — 6
Income on Loans and Leases (TE) 6,439 17,867
Investment Interest Income (TE) 117 2,165
Total Interest Income (TE) 6,673 20,805
Total Interest Expense 648 1,849
Net Interest Income (TE) 6,025 18,812
Non-Interest Income 1,329 3,155
Adjusted Operating Income (TE) 7,354 24,666
Non-interest Expense 6,614 15,121
Provision for Loan & Lease Losses 200 1,121
Pretax Operating Income (TE) 540 7,735
Pretax Net Operating Income (TE) 542 7,985
Applicable Income Taxes 168 2,066
Net Operating Income 374 6,079
Net Income 374 6,074
Cash Dividends Declared — 1,233
Retained Earnings 374 2,756