Independence Bank Of Kentucky
Owensboro, KY — Non-member Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | Independence Bank Of Kentucky | All Insured Commercial Banks in Kentucky |
Interest and Fees on Loans | 49,372 | 8,828 |
Income from Lease Financing Receivables | — | 2 |
33 | 44 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 17 | 22 |
Income on Loans and Leases (TE) | 49,389 | 8,864 |
Investment Interest Income (TE) | 34,927 | 1,656 |
Total Interest Income (TE) | 84,747 | 10,728 |
Total Interest Expense | 9,522 | 1,106 |
Net Interest Income (TE) | 75,225 | 9,572 |
Non-Interest Income | 8,337 | 2,231 |
Adjusted Operating Income (TE) | 83,562 | 12,006 |
Non-interest Expense | 45,983 | 8,402 |
Provision for Loan & Lease Losses | 2,500 | 243 |
Pretax Operating Income (TE) | 35,079 | 3,259 |
Pretax Net Operating Income (TE) | 36,875 | 3,369 |
Applicable Income Taxes | — | 444 |
Net Operating Income | 29,886 | 2,592 |
Net Income | 29,886 | 2,592 |
Cash Dividends Declared | 26,550 | 1,549 |
Retained Earnings | 3,336 | 1,045 |