Illinois State Bank
Lake In The Hills, IL — Domestic Branch of a Domestic Bank
Acquired Nov 2005
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Illinois State Bank | All Insured Commercial Banks in Illinois |
Interest and Fees on Loans | 5,171 | 5,401 |
Income from Lease Financing Receivables | — | 1,364 |
— | 118 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 61 |
Income on Loans and Leases (TE) | 5,171 | 5,458 |
Investment Interest Income (TE) | 508 | 1,242 |
Total Interest Income (TE) | 5,792 | 6,762 |
Total Interest Expense | 2,963 | 2,322 |
Net Interest Income (TE) | 2,829 | 4,468 |
Non-Interest Income | 220 | 850 |
Adjusted Operating Income (TE) | 3,049 | 5,376 |
Non-interest Expense | 2,228 | 3,160 |
Provision for Loan & Lease Losses | 95 | 507 |
Pretax Operating Income (TE) | 726 | 7,604 |
Pretax Net Operating Income (TE) | 716 | 7,806 |
Applicable Income Taxes | 274 | 2,617 |
Net Operating Income | 442 | 5,239 |
Net Income | 442 | 5,239 |
Cash Dividends Declared | — | 2,841 |
Retained Earnings | 442 | 3,686 |