Net Income Analysis ( % relative to Total Revenue )
Income Statement Hustisford State Bank All Insured Commercial Banks in Wisconsin
Interest and Fees on Loans 2,380 8,778
Income from Lease Financing Receivables — 1
37 81
Estimated Tax Benefit from Tax-Exempt Loan Income 19 41
Income on Loans and Leases (TE) 2,399 8,830
Investment Interest Income (TE) 167 1,225
Total Interest Income (TE) 2,576 10,297
Total Interest Expense 205 1,031
Net Interest Income (TE) 2,371 9,193
Non-Interest Income 89 1,813
Adjusted Operating Income (TE) 2,460 11,079
Non-interest Expense 1,412 6,946
Provision for Loan & Lease Losses — 167
Pretax Operating Income (TE) 1,048 3,889
Pretax Net Operating Income (TE) 1,048 3,922
Applicable Income Taxes 332 705
Net Operating Income 654 3,014
Net Income 654 3,013
Cash Dividends Declared 215 1,435
Retained Earnings 439 1,350