Net Income Analysis ( % relative to Total Revenue )
Income Statement Huntington State Bank All Insured Commercial Banks in Texas
Interest and Fees on Loans 7,865 10,872
Income from Lease Financing Receivables — 2
259 44
Estimated Tax Benefit from Tax-Exempt Loan Income 133 22
Income on Loans and Leases (TE) 7,998 10,941
Investment Interest Income (TE) 528 2,007
Total Interest Income (TE) 8,690 13,476
Total Interest Expense 345 1,063
Net Interest Income (TE) 8,345 12,338
Non-Interest Income 3,630 2,639
Adjusted Operating Income (TE) 11,975 15,335
Non-interest Expense 10,664 9,693
Provision for Loan & Lease Losses -475 524
Pretax Operating Income (TE) 1,786 4,819
Pretax Net Operating Income (TE) 1,815 4,946
Applicable Income Taxes 411 576
Net Operating Income 1,257 3,858
Net Income 1,257 3,845
Cash Dividends Declared 293 1,701
Retained Earnings 964 1,997