Net Income Analysis ( % relative to Total Revenue )
Income Statement Huntingdon Valley Bank All Insured Savings Banks in Pennsylvania
Interest and Fees on Loans 4,588 18,323
Income from Lease Financing Receivables — 10
— 51
Estimated Tax Benefit from Tax-Exempt Loan Income — 25
Income on Loans and Leases (TE) 4,588 18,606
Investment Interest Income (TE) 745 2,720
Total Interest Income (TE) 5,519 21,762
Total Interest Expense 788 3,616
Net Interest Income (TE) 4,731 18,090
Non-Interest Income 5,434 4,504
Adjusted Operating Income (TE) 10,165 25,733
Non-interest Expense 8,532 18,977
Provision for Loan & Lease Losses 188 368
Pretax Operating Income (TE) 1,445 6,471
Pretax Net Operating Income (TE) 1,468 6,554
Applicable Income Taxes 423 1,732
Net Operating Income 958 4,600
Net Income 958 4,600
Cash Dividends Declared — 2,617
Retained Earnings 958 1,922