Huntingdon Savings Bank
Huntingdon, PA — State Savings Bank
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Net Income Analysis
( % relative to Total Revenue )
| Income Statement | Huntingdon Savings Bank | All Insured Savings Banks in Pennsylvania |
| Interest and Fees on Loans | 619 | 18,323 |
| Income from Lease Financing Receivables | — | 10 |
| — | 51 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | — | 25 |
| Income on Loans and Leases (TE) | 619 | 18,606 |
| Investment Interest Income (TE) | — | 2,720 |
| Total Interest Income (TE) | 661 | 21,762 |
| Total Interest Expense | 177 | 3,616 |
| Net Interest Income (TE) | 484 | 18,090 |
| Non-Interest Income | 9 | 4,504 |
| Adjusted Operating Income (TE) | 493 | 25,733 |
| Non-interest Expense | 333 | 18,977 |
| Provision for Loan & Lease Losses | — | 368 |
| Pretax Operating Income (TE) | 160 | 6,471 |
| Pretax Net Operating Income (TE) | 160 | 6,554 |
| Applicable Income Taxes | 52 | 1,732 |
| Net Operating Income | 108 | 4,600 |
| Net Income | 108 | 4,600 |
| Cash Dividends Declared | — | 2,617 |
| Retained Earnings | 108 | 1,922 |