Humboldt Bank
Eureka, CA — Domestic Branch of a Domestic Bank
Acquired Jul 2004
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Humboldt Bank | All Insured Commercial Banks in California |
Interest and Fees on Loans | 33,550 | 10,814 |
Income from Lease Financing Receivables | 75 | 2,890 |
25 | 434 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 13 | 241 |
Income on Loans and Leases (TE) | 33,638 | 10,447 |
Investment Interest Income (TE) | 5,637 | 4,403 |
Total Interest Income (TE) | 39,415 | 10,867 |
Total Interest Expense | 5,648 | 1,996 |
Net Interest Income (TE) | 33,767 | 8,854 |
Non-Interest Income | 6,571 | 2,572 |
Adjusted Operating Income (TE) | 40,338 | 11,921 |
Non-interest Expense | 25,486 | 7,154 |
Provision for Loan & Lease Losses | 2,318 | 917 |
Pretax Operating Income (TE) | 12,534 | 14,435 |
Pretax Net Operating Income (TE) | 12,534 | 14,693 |
Applicable Income Taxes | 4,220 | 5,154 |
Net Operating Income | 7,839 | 9,122 |
Net Income | 7,839 | 9,121 |
Cash Dividends Declared | 4,500 | 6,975 |
Retained Earnings | 3,339 | 7,112 |