Assets
Liabilities
Assets Howard Bank All Insured Commercial Banks in Maryland
Total Assets 1,027,051,000 790,966,000
Loans & Leases 866,150,000 611,793,781
Real Estate Loans 705,145 530,471
Commercial Loans 157,119 70,265
Individual Loans 4,800 10,455
Agricultural Loans 35 771
Other Loans and Leases in Domestic and Foreign Offices 5,479 6,174
Loan and Lease Allowance (6,428) (6,253)
Unearned Income on Loans — (89)
Securities 44,978,000 92,384,000
U.S. Treasury and Agency Securities 37,265 72,590
Municipal Securities — 12,624
Foreign Debt Securities — 0
All Other Securities 7,713 7,170
Cash & Balances due from depository institutions 58,724,000 38,855,938
Noninterest-Bearing Cash and Due From Banks 9,033 11,755
Interest-Bearing Bank Balances 49,691 27,101
Federal Funds Sold and Resales 154 876
Trading Account Assets — 0
Premises and fixed assets (including capitalized leases) 19,984 9,712
Other Real Estate Owned 2,350 1,670
Direct and Indirect Investments in Real Estate Ventures — 108
Investment in Unconsolidated Subsidiaries — 3
Acceptances and Other Assets 34,711 35,564
Liabilities Howard Bank All Insured Commercial Banks in Maryland
Total Liabilities 1,027,051,000 766,404,969
Deposits 936,225,000 681,738,688
Demand Deposits 195,115 92,197
All NOW & ATS Accounts 62,538 33,835
Money Market Deposit Accounts 247,858 232,823
Other Nontransaction Savings 50,495 81,771
Time Deposits At Or Below Insurance Limit 252,468 154,371
Fully Insured Brokered Deposits 82,159 32,650
Less: Fully Insured Brokered Deposits (82,159) (32,650)
Time Deposits Above Insurance Limit 12,495 38,392
Total Deposits in Foreign Offices — 0
Federal Home Loan Bank Borrowings Maturing Under One Year 83,104 18,772
Federal Funds Purchased & Resales 10,594 11,298
Federal Home Loan Bank Borrowing Maturing Over One Year 17,065 12,287
Other Borrowings Maturing Under One Year — 0
Other Borrowing Maturing Over One Year — 58
Acceptances & Other Liabilities 4,493 5,934
Capital 90,826,000 84,666,281
Subordinated Notes and Debentures — 938
Total Equity 90,826 83,729