Houston Commercial Bank
Houston, TX — Domestic Branch of a Domestic Bank
Acquired Nov 2003
Vitals
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Total Assets38.3M
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Total Deposits32.7M
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Total Net Loans31.3M
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Net Income292000.0000
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Book Value5.5M
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Book Value x211.0M
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Book Value x316.5M
Balance Sheet Highlights
| Financial Highlights | Houston Commercial Bank | All Insured Commercial Banks in Texas |
| Balance Sheet $(000) | ||
| Total Assets | 38,304 | 118,894 |
| Total Net Loans | 31,277 | 64,395 |
| Total Deposits | 32,698 | 101,247 |
| Total Equity | 5,484 | 11,923 |
| Profitability | ||
| Net Income | 292 | 2,458 |
| Return on Average Assets | .711 | 1.276 |
| Return on Average Equity | 7.316 | 12.888 |
| Net Interest Margin | 5.488 | 4.323 |
| Efficiency Ratio | 74.81 | 68.526 |
| Noninterest Income/Revenue | 6.297 | 17.564 |
| Balance Sheet Ratios | ||
| Loan-to-Deposit | 95.654 | 60.523 |
| Securities/Assets | .026 | .71 |
| Total Equity/Total Assets | .143 | .1 |
| Tangible Equity/Tangible Assets | .143 | -.064 |
| Capital Adequacy | ||
| Tier 1 Common Capital | — | — |
| Tier 1 Capital | 5,484 | 11,179 |
| Tier 2 Capital | 353 | 761 |
| Total Capital | 5,837 | 11,958 |
| Total Risk Weighted Assets | 33,668 | 72,698 |
| Leverage Ratio | 13.85 | 9.841 |
| Common Equity Tier 1 Capital Ratio | — | — |
| Tier 1 Capital Ratio | 16.29 | 17.144 |
| Total Capital Ratio | 17.34 | 18.224 |
Timeline for Houston Commercial Bank
Enterprise Bank
Houston Commercial Bank was acquired by Enterprise Bank 20 years
View Profile Nov 01 2003
Houston Commercial Bank
Houston Commercial Bank was established 23 years ago and is currently headquartered in Houston, TX.
Mar 22 2001| Acquisitions & Mergers | Role | Assets | Acct Method | Type | Transaction Date |
| Enterprise Bank | Buyer | 570,073 | Acquisition | Discontinued | 11/1/2003 |
| Relationships | Role | Relationship Start | Relationship End |
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