Vitals
  • Total Assets
    80.9M -9.0 %
  • Total Deposits
    71.1M -9.0 %
  • Total Net Loans
    49.3M -17.4 %
  • Net Income
    -781000.0000 -1,301.5 %
  • Book Value
    9.4M -9.1 %
  • Book Value x2
    18.9M -9.1 %
  • Book Value x3
    28.3M -9.1 %
ROAA

-1.212

ROAE

-10.687

Efficiency Ratio

110.116

Net Interest Margin

3.553

Balance Sheet Highlights
Financial Highlights Hot Springs Bank & Trust Company All Insured Commercial Banks in Arkansas
Balance Sheet $(000)
Total Assets 80,907 267,472
Total Net Loans 49,304 164,870
Total Deposits 71,117 219,881
Total Equity 9,432 30,175
Profitability
Net Income -781 2,164
Return on Average Assets -1.212 .958
Return on Average Equity -10.687 8.365
Net Interest Margin 3.553 3.946
Efficiency Ratio 110.116 68.312
Noninterest Income/Revenue 13.096 20.935
Balance Sheet Ratios
Loan-to-Deposit 69.328 69.707
Securities/Assets .103 .216
Total Equity/Total Assets .117 .113
Tangible Equity/Tangible Assets .071 .106
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 9,188 28,329
Tier 2 Capital 688 2,154
Total Capital 9,876 30,475
Total Risk Weighted Assets 53,582 179,416
Leverage Ratio 10.87 10.87
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 17.15 16.931
Total Capital Ratio 18.43 18.133

Timeline for Hot Springs Bank & Trust Company

Relyance Bank, National Association

Hot Springs Bank & Trust Company was acquired by Relyance Bank, National Association 10 years

View Profile Dec 07 2013

Jefferson Bancshares, Inc.

Jefferson Bancshares, Inc. became a new parent organization for Hot Springs Bank & Trust Company.

View Profile Jan 03 2006

Hot Springs Bank & Trust Company

Hot Springs Bank & Trust Company was established 104 years ago and is currently headquartered in Hot Springs, AR.

Jan 01 1920
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Relyance Bank, National Association Buyer 702,773 Pooling of Interests Discontinued 12/7/2013
Relationships Role Relationship Start Relationship End
Jefferson Bancshares, Inc. Parent 8/26/2013 12/6/2013
Jefferson Bancshares, Inc. Parent 12/31/2009 8/25/2013
Jefferson Bancshares, Inc. Parent 1/3/2006 12/30/2009
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