Efficiency Ratio Over Time
Efficiency Ratio Horizon State Bank All Insured Commercial Banks in Missouri
12-31-2016 88.952 67.758
09-30-2016 91.013 67.313
06-30-2016 92.881 67.54
03-31-2016 91.688 68.056
12-31-2015 90.938 68.642
09-30-2015 90.515 68.174
06-30-2015 91.637 68.644
03-31-2015 94.054 68.805
12-31-2014 104.99 69.102
09-30-2014 110.311 68.422
06-30-2014 110.515 68.809
03-31-2014 118.552 69.047
12-31-2013 109.209 68.906
09-30-2013 102.081 68.118
06-30-2013 100.192 68.09
03-31-2013 104.436 68.925
12-31-2012 109.204 68.431
09-30-2012 105.277 67.741
06-30-2012 104.58 67.937
03-31-2012 106.107 68.045
12-31-2011 97.41 68.731
09-30-2011 95.325 68.596
06-30-2011 95.974 69.054
03-31-2011 100.337 69.479
12-31-2010 96.578 68.774
09-30-2010 96.915 68.419
06-30-2010 100 68.652
03-31-2010 101.329 69.444
12-31-2009 92.629 73.792
09-30-2009 91.178 73.322
06-30-2009 91.976 74.124
03-31-2009 99.152 73.45
12-31-2008 97.49 70.357
09-30-2008 94.154 68.031
06-30-2008 93.793 68.29
03-31-2008 90.71 68.256
12-31-2007 86.2 66.808
09-30-2007 81.892 65.619
06-30-2007 81.94 65.575
03-31-2007 84.575 66.171
12-31-2006 85.652 65.451
09-30-2006 81.094 64.293
06-30-2006 81.557 64.156
03-31-2006 80.634 64.533
12-31-2005 91.309 64.128
09-30-2005 86.307 62.651
06-30-2005 88.055 62.975
03-31-2005 91.938 63.334
12-31-2004 89.621 63.427
09-30-2004 87.966 61.842
06-30-2004 86.755 62.448
03-31-2004 91.843 62.877
12-31-2003 90.643 62.708
09-30-2003 89.989 61.397
06-30-2003 105.085 61.508
03-31-2003 101.095 62
12-31-2002 99.52 61.706