Net Income Analysis ( % relative to Total Revenue )
Income Statement Homewood Federal Savings Bank All Insured Savings Banks in Maryland
Interest and Fees on Loans 2,083 10,518
Income from Lease Financing Receivables — 0
— 0
Estimated Tax Benefit from Tax-Exempt Loan Income — 0
Income on Loans and Leases (TE) 2,083 10,518
Investment Interest Income (TE) 53 984
Total Interest Income (TE) 2,192 11,683
Total Interest Expense 379 2,031
Net Interest Income (TE) 1,813 9,652
Non-Interest Income 29 2,684
Adjusted Operating Income (TE) 1,842 12,336
Non-interest Expense 1,322 9,982
Provision for Loan & Lease Losses 31 102
Pretax Operating Income (TE) 489 2,253
Pretax Net Operating Income (TE) 489 2,305
Applicable Income Taxes 193 129
Net Operating Income 296 2,162
Net Income 296 2,152
Cash Dividends Declared — 2,492
Retained Earnings 296 -340