Hometowne Heritage Bank
Intercourse, PA — Domestic Branch of a Domestic Bank
Acquired Dec 2003
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Hometowne Heritage Bank | All Insured Commercial Banks in Pennsylvania |
Interest and Fees on Loans | 5,637 | 11,326 |
Income from Lease Financing Receivables | — | 6,675 |
— | 457 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 233 |
Income on Loans and Leases (TE) | 5,637 | 11,633 |
Investment Interest Income (TE) | 158 | 3,897 |
Total Interest Income (TE) | 5,819 | 15,226 |
Total Interest Expense | 2,135 | 5,276 |
Net Interest Income (TE) | 3,684 | 9,873 |
Non-Interest Income | 244 | 2,919 |
Adjusted Operating Income (TE) | 3,928 | 12,725 |
Non-interest Expense | 2,404 | 7,684 |
Provision for Loan & Lease Losses | 480 | 1,904 |
Pretax Operating Income (TE) | 1,044 | 17,418 |
Pretax Net Operating Income (TE) | 1,073 | 18,212 |
Applicable Income Taxes | 317 | 5,703 |
Net Operating Income | 741 | 12,238 |
Net Income | 741 | 12,216 |
Cash Dividends Declared | — | 10,366 |
Retained Earnings | 741 | 3,909 |