Hometown National Bank
La Salle, IL — National Bank
Active
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | Hometown National Bank | All Insured Commercial Banks in Illinois |
| Interest and Fees on Loans | 6,188 | 8,415 |
| Income from Lease Financing Receivables | — | 4 |
| 137 | 41 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | 71 | 20 |
| Income on Loans and Leases (TE) | 6,259 | 8,470 |
| Investment Interest Income (TE) | 1,513 | 1,438 |
| Total Interest Income (TE) | 7,890 | 10,200 |
| Total Interest Expense | 508 | 1,041 |
| Net Interest Income (TE) | 7,382 | 9,113 |
| Non-Interest Income | 1,817 | 2,030 |
| Adjusted Operating Income (TE) | 9,199 | 11,316 |
| Non-interest Expense | 5,945 | 7,442 |
| Provision for Loan & Lease Losses | — | 307 |
| Pretax Operating Income (TE) | 3,254 | 3,453 |
| Pretax Net Operating Income (TE) | 3,256 | 3,554 |
| Applicable Income Taxes | 665 | 569 |
| Net Operating Income | 2,101 | 2,671 |
| Net Income | 2,101 | 2,670 |
| Cash Dividends Declared | 400 | 1,225 |
| Retained Earnings | 1,701 | 1,214 |