Homestead Savings Bank
Albion, MI — Federal Savings Bank
Active
Vitals
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Total Assets66.9M -2.5 %
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Total Deposits60.8M 2.1 %
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Total Net Loans50.2M -3.8 %
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Net Income-562000.0000 -639.5 %
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Book Value4.2M -11.5 %
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Book Value x28.4M -11.5 %
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Book Value x312.7M -11.5 %
Balance Sheet Highlights
| Financial Highlights | Homestead Savings Bank | All Insured Savings Banks in Michigan |
| Balance Sheet $(000) | ||
| Total Assets | 66,872 | 1,691,280 |
| Total Net Loans | 50,162 | 1,187,529 |
| Total Deposits | 60,775 | 1,131,684 |
| Total Equity | 4,222 | 203,998 |
| Profitability | ||
| Net Income | -562 | 21,424 |
| Return on Average Assets | -.827 | .542 |
| Return on Average Equity | -12.836 | 4.098 |
| Net Interest Margin | 3.613 | 3.221 |
| Efficiency Ratio | 117.41 | 80.996 |
| Noninterest Income/Revenue | 20.84 | 45.802 |
| Balance Sheet Ratios | ||
| Loan-to-Deposit | 82.537 | 93.003 |
| Securities/Assets | .04 | .168 |
| Total Equity/Total Assets | .063 | .121 |
| Tangible Equity/Tangible Assets | .056 | .102 |
| Capital Adequacy | ||
| Tier 1 Common Capital | 4,117 | 183,765 |
| Tier 1 Capital | 4,117 | 183,765 |
| Tier 2 Capital | 408 | 12,547 |
| Total Capital | 4,525 | 196,313 |
| Total Risk Weighted Assets | 38,403 | 1,009,128 |
| Leverage Ratio | 6.14 | 12.86 |
| Common Equity Tier 1 Capital Ratio | 10.72 | 21.774 |
| Tier 1 Capital Ratio | 10.72 | 21.774 |
| Total Capital Ratio | 11.78 | 22.935 |
Timeline for Homestead Savings Bank
Homestead Savings Bank
Homestead Savings Bank was established 135 years ago and is currently headquartered in Albion, MI.
Jan 01 1889| Relationships | Role | Relationship Start | Relationship End |
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