Home Federal Savings Bank
Rochester, MN — Federal Savings Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Home Federal Savings Bank | All Insured Savings Banks in Minnesota |
Interest and Fees on Loans | 25,789 | 8,915 |
Income from Lease Financing Receivables | 19 | 3 |
— | 6 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 3 |
Income on Loans and Leases (TE) | 25,808 | 8,921 |
Investment Interest Income (TE) | 1,329 | 1,005 |
Total Interest Income (TE) | 27,279 | 10,031 |
Total Interest Expense | 1,004 | 835 |
Net Interest Income (TE) | 26,275 | 9,197 |
Non-Interest Income | 7,974 | 2,762 |
Adjusted Operating Income (TE) | 34,249 | 11,959 |
Non-interest Expense | 23,033 | 8,221 |
Provision for Loan & Lease Losses | -645 | 183 |
Pretax Operating Income (TE) | 11,861 | 3,555 |
Pretax Net Operating Income (TE) | 11,851 | 3,509 |
Applicable Income Taxes | 4,680 | 1,078 |
Net Operating Income | 7,149 | 2,358 |
Net Income | 7,149 | 2,358 |
Cash Dividends Declared | 3,000 | 737 |
Retained Earnings | 4,149 | 1,621 |