Net Income Analysis ( % relative to Total Revenue )
Income Statement Home Federal Savings And Loan Association Of Niles All Insured Savings Banks in Ohio
Interest and Fees on Loans 1,243 8,135
Income from Lease Financing Receivables — 0
— 0
Estimated Tax Benefit from Tax-Exempt Loan Income — 0
Income on Loans and Leases (TE) 1,243 8,138
Investment Interest Income (TE) 1,110 715
Total Interest Income (TE) 2,466 9,195
Total Interest Expense 918 1,353
Net Interest Income (TE) 1,548 7,724
Non-Interest Income 120 2,631
Adjusted Operating Income (TE) 1,668 12,066
Non-interest Expense 1,789 8,142
Provision for Loan & Lease Losses — 82
Pretax Operating Income (TE) -121 3,132
Pretax Net Operating Income (TE) 26 3,181
Applicable Income Taxes -117 581
Net Operating Income 100 2,413
Net Income 100 2,411
Cash Dividends Declared 280 1,481
Retained Earnings -180 881