Highland Lakes Bank
Kingsland, TX — Domestic Branch of a Domestic Bank
Acquired May 2003
Net Interest Margin Over Time
| Net Interest Margin | Highland Lakes Bank | All Insured Commercial Banks in Texas |
| 03-31-2003 | 1.786 | 4.348 |
| 12-31-2002 | 2.639 | 4.573 |