Highland Community Bank
Chicago, IL — Non-member Bank
Acquired Jan 2015
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Highland Community Bank | All Insured Commercial Banks in Illinois |
Interest and Fees on Loans | 1,236 | 7,403 |
Income from Lease Financing Receivables | 265 | 3 |
— | 33 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 16 |
Income on Loans and Leases (TE) | 1,501 | 7,466 |
Investment Interest Income (TE) | 407 | 1,464 |
Total Interest Income (TE) | 1,935 | 9,148 |
Total Interest Expense | 131 | 954 |
Net Interest Income (TE) | 1,804 | 8,156 |
Non-Interest Income | 787 | 1,656 |
Adjusted Operating Income (TE) | 2,591 | 9,917 |
Non-interest Expense | 2,987 | 6,692 |
Provision for Loan & Lease Losses | 200 | 312 |
Pretax Operating Income (TE) | -596 | 2,815 |
Pretax Net Operating Income (TE) | -596 | 2,872 |
Applicable Income Taxes | — | 445 |
Net Operating Income | -596 | 2,135 |
Net Income | -596 | 2,137 |
Cash Dividends Declared | — | 790 |
Retained Earnings | -596 | 1,059 |