Heritagebank
Great Falls, MT — Domestic Branch of a Domestic Bank
Acquired Feb 2007
Leverage Ratio Over Time
| Leverage Ratio | Heritagebank | All Insured Commercial Banks in Montana |
| 12-31-2006 | 8.02 | 10.418 |
| 09-30-2006 | 7.97 | 10.549 |
| 06-30-2006 | 7.89 | 10.441 |
| 03-31-2006 | 8.07 | 10.225 |
| 12-31-2005 | 7.82 | 10.133 |
| 09-30-2005 | 7.67 | 10.287 |
| 06-30-2005 | 7.72 | 10.205 |
| 03-31-2005 | 7.75 | 9.934 |
| 12-31-2004 | 7.71 | 9.692 |
| 09-30-2004 | 7.69 | 9.931 |
| 06-30-2004 | 7.89 | 10.01 |
| 03-31-2004 | 8.15 | 9.924 |
| 12-31-2003 | 7.99 | 9.849 |
| 09-30-2003 | 7.9 | 10.032 |
| 06-30-2003 | 7.97 | 10.1 |
| 03-31-2003 | 7.93 | 9.853 |
| 12-31-2002 | 7.69 | 9.64 |