Vitals
  • Total Assets
    409.7M 6.3 %
  • Total Deposits
    307.1M 1.1 %
  • Total Net Loans
    337.5M 7.1 %
  • Net Income
    4.6M 3.6 %
  • Book Value
    34.7M 11.2 %
  • Book Value x2
    69.4M 11.2 %
  • Book Value x3
    104.1M 11.2 %
ROAA

1.138

ROAE

14

Efficiency Ratio

60.32

Net Interest Margin

3.859

Balance Sheet Highlights
Financial Highlights Heritagebank All Insured Commercial Banks in Montana
Balance Sheet $(000)
Total Assets 409,744 123,306
Total Net Loans 337,489 87,485
Total Deposits 307,124 99,751
Total Equity 34,698 13,452
Profitability
Net Income 4,633 3,652
Return on Average Assets 1.138 1.671
Return on Average Equity 14 16.474
Net Interest Margin 3.859 5.102
Efficiency Ratio 60.32 58.044
Noninterest Income/Revenue 15.818 9.971
Balance Sheet Ratios
Loan-to-Deposit 109.887 80.73
Securities/Assets .096 .384
Total Equity/Total Assets .085 .109
Tangible Equity/Tangible Assets .079 .032
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 33,394 12,215
Tier 2 Capital 3,888 1,111
Total Capital 37,282 13,485
Total Risk Weighted Assets 352,551 96,677
Leverage Ratio 8.02 10.418
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 9.47 14.016
Total Capital Ratio 10.57 15.163

Timeline for Heritagebank

U.S. Bank National Association

Heritagebank was acquired by U.S. Bank National Association 19 years

View Profile Feb 06 2007

Hpm, Inc.

Hpm, Inc. became a new subsidiary organization for Heritagebank.

View Profile Dec 10 2004

Heritage Northwest, Inc.

Heritage Northwest, Inc. became a new subsidiary organization for Heritagebank.

View Profile Mar 02 2004

Heritage Bank, A Federal Savings Bank

Acquisition: Heritagebank acquired a new subsidiary, Heritage Bank, A Federal Savings Bank, 25 years

View Profile Jan 01 2001

Community Service Corporation

Community Service Corporation became a new subsidiary organization for Heritagebank.

View Profile Jan 01 2001

Want to see more?

Complete timeline for Heritagebank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
U.S. Bank National Association Buyer 448,401,205 Acquisition Discontinued 2/6/2007
Heritage Bank, A Federal Savings Bank Seller 276,006 Pooling of Interests Discontinued 1/1/2001
Q Bank Seller 14,977 Failure 8/8/1998
Relationships Role Relationship Start Relationship End
United Financial Corp. Parent 8/8/1998 2/5/2007
Hpm, Inc. Subsidary 12/10/2004 2/5/2007
Heritage Northwest, Inc. Subsidary 3/2/2004 4/21/2006
Community Service Corporation Subsidary 1/1/2001 8/31/2001
Similar Organizations
Organization City State Total Assets
Northeast Bank
 		Minneapolis MN 406.7M
Peoples Bank & Trust
 		Pana IL 406.4M
First Minnesota Bank
 		Minnetonka MN 405.6M
Security State Bank
 		Centralia WA 416.6M
Legacy Bank
 		Hinton OK 418.2M
Gold Coast Bank
 		Islandia NY 400.4M
Optima Bank & Trust Company
 		Portsmouth NH 409.9M
The Bank Of South Carolina
 		Charleston SC 409.7M
R Bank
 		Round Rock TX 410.7M
St. Louis Bank
 		Town And Country MO 408.6M