Total Capital Ratio Over Time
Total Capital Ratio Heritage Co-Operative Bank All Insured Savings Banks in Massachusetts
12-31-2005 16.32 17.847
09-30-2005 17.83 18.097
06-30-2005 18.2 18.203
03-31-2005 18.17 18.248
12-31-2004 17.92 18.085
09-30-2004 18.61 18.054
06-30-2004 17.12 17.956
03-31-2004 15.59 18.031
12-31-2003 16.43 18.09
09-30-2003 15.95 17.797
06-30-2003 17.21 17.7
03-31-2003 17.16 17.536
12-31-2002 14.96 17.532