Tier 1 Capital Ratio Over Time
Tier 1 Capital Ratio Heritage Co-Operative Bank All Insured Savings Banks in Massachusetts
12-31-2005 15.3 16.799
09-30-2005 16.79 17.05
06-30-2005 17.11 17.142
03-31-2005 17.09 17.183
12-31-2004 16.84 16.996
09-30-2004 17.47 16.992
06-30-2004 16.04 16.892
03-31-2004 14.59 16.952
12-31-2003 15.39 16.992
09-30-2003 14.95 16.746
06-30-2003 16.12 16.65
03-31-2003 16.02 16.516
12-31-2002 14 16.497