Heritage Bank
Jonesboro, GA — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Heritage Bank | All Insured Commercial Banks in Georgia |
Interest and Fees on Loans | 14,369 | 8,444 |
Income from Lease Financing Receivables | — | 0 |
— | 26 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 12 |
Income on Loans and Leases (TE) | 14,369 | 8,459 |
Investment Interest Income (TE) | 640 | 1,021 |
Total Interest Income (TE) | 15,324 | 9,876 |
Total Interest Expense | 942 | 962 |
Net Interest Income (TE) | 14,382 | 8,907 |
Non-Interest Income | 1,911 | 2,364 |
Adjusted Operating Income (TE) | 16,293 | 11,707 |
Non-interest Expense | 13,872 | 7,890 |
Provision for Loan & Lease Losses | 420 | 260 |
Pretax Operating Income (TE) | 2,001 | 3,396 |
Pretax Net Operating Income (TE) | 2,055 | 3,480 |
Applicable Income Taxes | -5,104 | 748 |
Net Operating Income | 7,148 | 2,812 |
Net Income | 7,148 | 2,812 |
Cash Dividends Declared | — | 844 |
Retained Earnings | 7,148 | 1,559 |