Efficiency Ratio Over Time
Efficiency Ratio Heritage Bank All Insured Commercial Banks in Georgia
12-31-2016 85.142 72.067
09-30-2016 80.706 71.784
06-30-2016 79.903 71.801
03-31-2016 78.917 72.381
12-31-2015 77.734 74.736
09-30-2015 81.313 74.146
06-30-2015 79.439 74.924
03-31-2015 76.307 75.066
12-31-2014 91.872 76.672
09-30-2014 90.807 76.559
06-30-2014 92.013 76.671
03-31-2014 98.037 77.567
12-31-2013 92.217 78.98
09-30-2013 88.038 77.731
06-30-2013 91.099 77.662
03-31-2013 84.918 78.695
12-31-2012 85.57 81.634
09-30-2012 82.616 80.308
06-30-2012 82.207 79.256
03-31-2012 92.579 77.503
12-31-2011 122.825 86.295
09-30-2011 94.903 84.186
06-30-2011 100.273 84.663
03-31-2011 97.779 85.152
12-31-2010 110.468 93.824
09-30-2010 107.21 90.833
06-30-2010 118.142 90.425
03-31-2010 92.015 88.401
12-31-2009 128.951 105.063
09-30-2009 131.761 102.285
06-30-2009 121.476 106.774
03-31-2009 138.904 99.343
12-31-2008 84.331 92.806
09-30-2008 80.037 84.879
06-30-2008 75.665 82.103
03-31-2008 93.778 76.842
12-31-2007 59.953 66.184
09-30-2007 57.479 63.793
06-30-2007 58.365 63.216
03-31-2007 56.705 63.468
12-31-2006 56.273 63.007
09-30-2006 56.493 61.317
06-30-2006 57.429 61.045
03-31-2006 59.313 60.367
12-31-2005 64.071 62.186
09-30-2005 65.943 61.255
06-30-2005 63.544 61.571
03-31-2005 63.777 62.33
12-31-2004 63.78 64.32
09-30-2004 61.731 64.404
06-30-2004 59.417 64.229
03-31-2004 64.657 64.639
12-31-2003 65.808 65.562
09-30-2003 65.06 64.676
06-30-2003 64.902 64.537
03-31-2003 65.455 65.157
12-31-2002 63.585 64.609